Extreme weather events significantly impact farming and fishing-dependent communities in Pacific Island countries, with Fiji being no exception. To address this critical issue, the Pacific Insurance and Climate Adaptation Programme (PICAP) initiated a comprehensive study to gain valuable insights into the challenges faced by farmers and fishers in Fiji. This evidence note presents the findings of field research, which adopted a mix-method approach to assess the climate risks encountered by these communities, the adaptation measures they have implemented, and their specific needs and preferences for disaster risk financing solutions.