Privacy Policy

Privacy Policy for Munich Climate Insurance Initiative e.V.

At MCII, accessible from climate-insurance.org, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by MCII and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

General Data Protection Regulation (GDPR)

We are a Data Controller of your information.

Munich Climate Insurance Initiative e.V. legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Information we collect and the specific context in which we collect the information:

  • Munich Climate Insurance Initiative e.V. needs to perform a contract with you
  • You have given Munich Climate Insurance Initiative e.V. permission to do so
  • Processing your personal information is in Munich Climate Insurance Initiative e.V. legitimate interests
  • Munich Climate Insurance Initiative e.V. needs to comply with the law

 

What data do we collect?

MCII collects the following data:

  • Personal identification information (Name, email address, phone number, etc.)

 

How do we collect your data?

You directly provide MCII with most of the data we collect. We collect data and process data when you:

  • Use or view our website via your browser’s cookies.
  • Use our contact form
  • Subscribe to our Newsletter

 

How will we use your data?

MCII collects your data so that we can:

  • Additionally we will use your data when responding to your query sent through our contact form.

 

How do we store your data?

MCII securely stores your data at [enter the location and describe security precautions taken].

MCII will keep your [enter type of data] for [enter time period]. Once this time period has expired, we will delete your data by [enter how you delete users’ data].

Munich Climate Insurance Initiative e.V. will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

 

What are your data protection rights?

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. If you wish to be informed what Personal Information we hold about you and if you want it to be removed from our systems, please contact us.

In certain circumstances, you have the following data protection rights:

  • The right to access, update or to delete the information we have on you.
  • The right of rectification.
  • The right to object.
  • The right of restriction.
  • The right to data portability
  • The right to withdraw consent

If you have used our contact form on the Website, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we rectify or erase any personal data we hold about you.

If you would like to exercise any of these rights, please contact us at our email: mcii@ehs.unu.edu 

Call us at: +49 228 815 0249

Or write to us:

Munich Climate Insurance Initiative
Hosted at: United Nations University Institute of Environment and Human Security (UNU-EHS)
Platz der Vereinten Nationen 1
D-53113 Bonn, Germany

**Please note that if you make a request, we have one month to respond to you.

Log Files

MCII follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services’ analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information.

Cookies and Web Beacons

Like any other website, MCII uses “cookies”. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.

Cookies

Cookies are text files placed on your computer to collect standard Internet log information and visitor behavior information. When you visit our websites, we may collect information from you automatically through cookies or similar technology

For further information, visit allaboutcookies.org.

How do we use cookies?

MCII uses cookies in a range of ways to improve your experience on our website, including:

  • Understanding how you use our website

 

What types of cookies do we use?

There are a number of different types of cookies, however, our website uses:

  • Functionality – MCII uses these cookies so that we recognize you on our website and remember your previously selected preferences. These could include what language you prefer and location you are in. A mix of first-party and third-party cookies are used.
  • Statistics – The website uses a minimal build of Google Analytics, a service which transmits website traffic data to Google servers in the United States and allows us to notice trends to improve the user experience on our website. This minimal build processes personal data such as: the unique User ID set by Google Analytics, the date and time, the title of the page being viewed, the URL of the page being viewed, the URL of the page that was viewed prior to the current page, the screen resolution, the time in local timezone, the files that were clicked on and downloaded, the links clicked on to an outside domain, the type of device, and the country, region, and city. You may opt out of this tracking at any time by activating the “Do Not Track” setting in your browser.

 

How to manage cookies

You can set your browser not to accept cookies, and the above website tells you how to remove cookies from your browser. However, in a few cases, some of our website features may not function as a result.

Third Party Privacy Policies

MCII’s Privacy Policy does not apply to other websites. Our privacy policy applies only to our website. Thus, if you click on a link to another website, we advise you to consult the respective Privacy Policies of these websites for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers’ respective websites.

Children’s Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

MCII does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

Online Privacy Policy Only

Our Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in MCII. This policy is not applicable to any information collected offline or via channels other than this website.

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

Changes to our Privacy Policy

MCII keeps its privacy policy under regular review and places any updates on this web page. This privacy policy was last updated on 26 October 2023.

How to contact us

If you have any questions about MCII’s privacy policy, the data we hold on you, or you would like to exercise one of your data protection rights, please do not hesitate to contact us.

Email us at: mcii@ehs.unu.edu 

Call us at: +49 228 815 0249

Or write to us at:

Munich Climate Insurance Initiative
Hosted at: United Nations University Institute of Environment and Human Security (UNU-EHS)
Platz der Vereinten Nationen 1
D-53113 Bonn, Germany